The Team and the
Players
We have over 50+ realtors in our office who specialize in foreclosures,
short sales and discounted properties. We handle every deal with care and
diligence.
|
|
You don't have to become an expert in property values, mortgages, tax
and real estate law, title insurance, escrow, pest-control work, and
construction techniques in order to play the house-buying game well.
Instead, you can hire people who've already mastered the skills that you
lack. Home buying is a team sport. Your job is to lead and coach the
team, not play every position. After you assemble a winning team, your
players should give you solid advice so you can make brilliant
decisions. |
 |
|
|
Because you probably don't have an unlimited budget, you need to
determine which experts are absolutely necessary and which tasks you can
handle yourself. You are the one who must determine how competent or
challenged you feel with the various aspects of the home-buying process.
|
|
|
|
|
Here's an overview of the possible players on your team:
|
|
|
|
|
|
You:
You are the most important player on your team. Sooner or later, another
player is bound to drop the ball or fail to satisfy your needs. You have
every right to politely, yet forcefully, insist that this person make
things right. Remember that you hire the players on your team; they work
for you.
|
|
|
|
|
|
Real
estate agent:
Because the house that you're getting ready to buy is probably one of
your largest investments, you want to protect your interests by having
someone on your team who knows property values. Your agent's primary
mission is to help you find your dream home, tell you what your home is
worth and then negotiate on your behalf to get the best deal.
|
|
|
|
|
|
Real
estate brokerage:
All states issue two different real estate licenses: one for salespeople
(agents) and one for brokers. Real estate brokers must satisfy more
stringent educational and experience standards than agents do. If your
real estate agent is not an independent broker or the broker for a real
estate office, the agent must be supervised by a broker who's
responsible for everything that your agent does or fails to do within
the course and scope of the duties of a real estate sales professional.
In a crisis, your transaction's success may depend on back-up support
from your agent's broker.
|
|
|
|
|
|
Lender:
Because most folks can't pay all cash for their homes, you probably need
a loan to buy your dream house. A good lender offers competitively
priced loans and may even be able to help you select the best type of
loan from the financial minefield of loan programs available today.
|
|
|
|
|
|
Property
inspectors:
A house's physical condition greatly affects its value. Your dream home
should be thoroughly inspected from roof to foundation before you
purchase it to ensure that you actually get what you think you're
buying.
|
|
|
|
|
|
Closing
officer:
Mutual distrust is the underlying rule of every real estate deal. You
and the seller need a neutral third party, a closing officer, who'll
handle funds and paperwork related to the transaction without playing
favorites. The closing officer is the home-buying game's referee.
|
|
|
|
|
|
Financial and tax advisors:
Before you buy a home, you should understand how the purchase will fit
into the context of your overall financial situation. You should address
the issues of what your financial goals are and, given those goals, how
much house you can afford.
|
|
|
|
|
|
Lawyer:
You may or may not need a lawyer on your team, depending on your
contract's complexity, where your dream home is located, and your
personal comfort level. The purchase agreement you sign when buying a
home is a legally binding contract. If you have any questions about your
contract's legality, put a lawyer who specializes in real estate law on
your team.
|
|
|
|
|
Each player brings a different skill into the game. Assemble a great
team, and they will guide you through any situation that may arise
during your transaction. Keep in mind that good players act as advisors
-- not decision makers. Decision making is your job. After all, it's
your money on the line. Please
Contact
Us Now
|
|